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Economically Challenged
ECONOMICIALLY CHALLENGED PERSONALITY CLUSTER: This cluster of beliefs creates chronic challenges in the area of money making, budgeting, planning, and undertaking courses of action. The beliefs are:
*I'm always broke or just getting by.
*I down myself for not having money.
*I feel empty when I think of money.
*I direly need money, but I never have it.
*My lack of money results from bad luck.
*I feel like I'm always strapped and always will be.
*My financial plans are doomed from the start.
*Without money I am nothing.
*I feel powerless to stop overspending.
*I can't create a budget--it's too much hassle.
*I can't commit to managing my finances or planning ahead.
*I can't hold onto money.
*Balancing my finances is too hard--it's not me.
*Having a decent income feels unnatural.
*I believe money can magically appear under the right circumstances.
*I shouldn't have to make an effort--money should come easily.
*I try to raise my standard of living, but nothing works.
*I believe money equals happiness.
*My memory is sometimes impaired about my budget.
*My economic stability depends on luck and that I don't have.
*I need money to be happy, but I never have money.
*Work sucks.
*Money is a measure of self-worth.
*I feel driven to make money and part of me resists this.
*Others are rsponsible for my money woes, not me.
*Money will just magically come to me.
Take care, Steve